Applying for a credit card machine/terminal or merchant service in Malaysia Johor Bahru (JB), Kuala Lumpur (KL), Penang, Sabah, Sarawak? Electronic transactions have replaced cash as the primary method to accept credit cards in highly developed countries economies. Malaysia Merchant account services allow these transactions to take place by using Credit Card Machine/Terminal to process the payment.
When you compare Malaysia credit card machine/terminal provider or merchant accounts, you’ll quickly realize that rates and fees can vary greatly from bank to bank. The most important aspects of choosing the best merchant account services for your business is trying to find the lowest rates, setup costs, gateway fees and more. Here are a few things to consider when looking to compare merchant accounts:
Types of Credit Card Machine/Terminal in Malaysia Johor Bahru (JB), Kuala Lumpur (KL), Penang, Sabah, Sarawak
Credit Card Machine/Terminal available in 2 types:- 1) EDC (wired to your telephone line) 2) GPRS (Wireless)
Business Industries that can apply:- a) Retailing (Mini Market, hand phone shop, Electrical Appliance shop etc) b) Services (Saloon, Insurance agent, car workshop, floweriest etc)
Documents Required for ALL BANKs for apply Credit Card Machine/Terminal in Malaysia Johor Bahru (JB), Kuala Lumpur (KL), Penang, Sabah, Sarawak:-
Sole Proprietor: 1) I/C Photostat for all Business Owner 2) ROB / ROC (form B or SSM) 3) Latest 2 Months company bank statement 4) Local council license (MPK, DBKL, MBPJ etc) 5) Form D/E 6) 2 Photographs of the outlets ( 1. Outlet’s signboard, 2. Interior with products)
Sendirian Berhad: 1) I/C Photostat for Authorized Signatory 2) Photocopy of M&A, Form 9 3) Photocopy of Form 11, 13 (if any) (Certified True Copy) 4) Photocopy of Form 24, 49 5) Latest 2 Months company bank statement 6) 2 Photographs of the outlets ( 1. Outlet’s signboard, 2. Interior with products) 7) Operating License (Direct Selling, Travel Agency) 8) Board of Resolution **All approval on application will bound by the bank TERMS AND CONDITIONS
Credit Card Merchat Rate
?Local Visa /Master 1.15~1.40% ?Foreign Visa /Master 1.70~2.50% ?Debit Card 0.50~0.60% ?Union Pay 1.8% ?Nets 1.5% ?All E-Wallet 1.00~1.20% ?Installment plan 6~12 month (Subject to bank approval)
MOST Branches, MOST Card Holders, MOST Cards accepted
With so many merchant account service providers now available, it can be difficult to choose the best merchant account services. This is why it is important to check out the best merchant accounts, compare merchant accounts that are specific to your merchant account needs as well as the needs of your business. Call now to get more info:
Malaysia best Finance Magazine – Money Compass Magazine, the ultimate finance magazine for Personal Financial Planning and Wealth Management in Malaysia. Money Compass in Malaysia has the introductory issue of the financial-planning medium carries stories and features related to wealth, while offering tips and tricks on managing money and achieving financial security. It also serves as a guide on saving, investing and planning for retirement. Who Should Read? When you are thinking about how you should manage your money, to free yourself of debt, contribute to your child’s education fund, planning for retirement or to obtain the latest trends and outlooks in the Finance industry in Malaysia, Money Compass magazine is the ultimate personal Wealth Management and Investment magazine for you. For individuals, with a strong concern of their finance and wealth issue, Money Compass magazine in Malaysia is a perfect reading material and reference as it brings your values or principles forward to guide you on money issues for successful financial planning. For Wealth Planners, Money Compass magazine in Malaysia provides the latest information on effective personal financial strategies and investment tools as well as the promotion of the importance of professional approach and attitude towards interpreting latest wealth management and investment trends.
Exclusive offer Subscription to Money Compass Magazine
If you subscribe the magazine now, you will enjoy the following privileges: 1) Special discounted subscription rate 2) Free Kaspersky Anti-Virus software 3) Free Money Sense book 4) Invitations to relevant seminars and events organized by the magazine **FPAM Members will also be entitled to 5 CE points per year for subscribing to the magazine. If you are interested in subscribing to the magazine are advised to download and complete the subscription form below to save up to 50%:
DOWNLOAD SUBSCRIPTION FORM NOW
Please scan the completed form or email to: admin@gogoadv.com
Looking for a credit card machine/terminal or merchant service in Malaysia, Johor Bahru, JB? BEST WAY TO COLLECT YOUR MONEY FROM CUSTOMER TO INCREASED YOUR SALES WITH OUR CREDIT CARD MACHINE/TERMINAL!
Credit Card Machine/Terminal Malaysia Credit Card Machine/Terminal available in 2 types:- 1) EDC (wired to your telephone line) 2) GPRS (Wireless) Business Industries that can apply:- 1) Retailing (Mini Market, hand phone shop, Electrical Appliance shop etc) 2) Services (Saloon, Insurance agent, car workshop, floweriest etc)
Documents Required:- Credit Card Machine/Terminal in Johor Bahru,JB, Malaysia Sole Proprietor: 1) I/C Photostat for all Business Owner 2) ROB / ROC (form B or SSM) 3) Latest 2 Months company bank statement 4) Local council license (MPK, DBKL, MBPJ etc) 5) Form D/E 6) 2 Photographs of the outlets ( 1. Outlet’s signboard, 2. Interior with products) Sendirian Berhad: 1) I/C Photostat for Authorized Signatory 2) Photocopy of M&A, Form 9 3) Photocopy of Form 11, 13 (if any) (Certified True Copy) 4) Photocopy of Form 24, 49 5) Latest 2 Months company bank statement 6) 2 Photographs of the outlets ( 1. Outlet’s signboard, 2. Interior with products) 7) Operating License (Direct Selling, Travel Agency) Board of Resolution **All approval on application will bound by the bank TERMS AND CONDITIONS
Invoice Factoring Companies are Institutions who registered under the Banking and Financial Institutions Act (BAFIA) 1989 and requires be registering and approving by Bank Negara Malaysia (BNM) and Ministry of Finance to comply with Section 21(1) of the BAFIA. Most businesses sell their goods or services on extended credit terms that caused a lot of money tied up in unpaid invoices and as you know normally banking facilities are never easy to arrange, especially there is a lack of business operating histories or an asset as collateral. Factoring is a form of business financing required no collateral that can be used by all kinds of businesses, like traders, manufacturers, construction contractors or services provider companies. It involves an arrangement between you and finance factoring companies where they purchase your accounts receivable or the invoices. Factoring is a flexible facility which allows business to convert their credit sales into cash sales by selling their invoices to a factoring company for immediate payment, some finance factoring will make an advance payment of up to 90% and the balance is held as a contingency reserve and refunded only after the receivables have been collected. Factoring is a powerful and an effective financing tool which is totally geared towards growth. With factoring facilities, a business can improve their cash flow, fulfils its working capital requirement, expand business and increase their profits.
How To Invest in Malaysia Stock Market – Sigma Wealth Sdn Bhd In the world of rising inflation, it is everyone’s dream to learn how to invest the Malaysia stock market just to beat the rising cost of living. Sigma Wealth Sdn Bhd is an investment consultation firm founded by Pauline Yong who holds MBA in Finance from the University of Leicester (UK), and BBA (Hons) in Finance from York University (Canada). She is a Certified Financial Planner (CFP) specialized in investment, a columnist and an author of two investment books. Sigma Wealth Sdn Bhd is one of the top companies in Johor Bahru that educate people on how to invest in the Malaysia stock market. Sigma Wealth Stock Investment Workshop in Malaysia teaches you exactly how to invest in the Malaysia stock market with both fundamental analysis and technical analysis. Since 2005, we have been teaching people from students, retirees, executives to professionals how to invest in the stock market with proper evaluation of the stock’s fundamentals including the macroeconomic indicators and financial ratios, then we used technical analysis to time the entry and exit of the market. Lack of Research Skills Most beginners in the stock market tend to buy stocks and shares based on hearsay rumours or relying purely on software without proper research of the underlying company. In our Sigma Wealth Stock Investment Workshop we teach people how to equip the valuable research skills to identify the value stocks with high intrinsic value. Our graduates are very happy with our programmes because we teach them a holistic approach in stock analysis that none other investment workshop has taught them. Buy High, Sell Low Many novice investors often follow the herd mentality by buying high and selling low which make them the biggest losers in the market. In our Sigma Wealth Stock Investment workshops we use a unique trading method that will guarantee you to “Buy Low, Sell High”! We practice “Margin of Safety” and make sure that you enter the market at the right time with the right price! No Plan Yes, this is by far the most common investment mistake that a common investor will make – No Plan! Stock investment is like managing a business, you need to have a plan first. In our Sigma Wealth Stock Investment Workshop we teach you the right way of drafting an investment plan as we believe without a plan, you are more likely to have emotions getting your way in profitable stock investment. Emotional Investing Emotional investing happens not only to the beginners but also to many professional traders. The fear and greed factors that are governing most people’s investing decisions. To overcome this, our Sigma Wealth Stock Investment Workshop helps you to identify those mental biases from the Behavioural Finance perspective and to teach you how to tackle these problems effectively. Sigma Wealth Sdn Bhd has taught many people how to invest wisely and prudently in the Malaysia stock market through not only their courses but also through published articles and books. For more information on our 3 ½ day Sigma Wealth Stock Investment Workshop, please drop us an email and we’ll send you a detailed course outline or visit our website:
Coming Event:KL Stock Analysis Intensive Workshop
Date: 18th May 2013 / 15th Jun 2013 Time: 10.30 am to 4.30 pm Venue: Women Institute of Management (WIM), 7 Jalan Abang Haji Openg, Taman Tun Dr Ismail, 60000 Kuala Lumpur
What our Graduate says:
Mayo: “It is a very good course for beginner, after I attended Sigma Wealth Stock Investment workshop, I know how to use technical analysis, it is very useful for me when investing in the stock market. Thank you, Pauline.
Aziz: “The course is very useful for the beginner who would like to make investment in the stock market as a form of wealth creation. The speaker is guiding us step by step to make sure we have a success in investing in the stock market.”
WS Hong: “Very practical and helpful! This course offers both fundamental and technical analysis which is more solid than other stock investment course.” TQ Pauline.
SH Ng: “This course enables us a proper understanding of the technical analysis and fundamental analysis of the stock market which help us to trade with more confidence.” Thanks Pauline.
Amy: “ Pauline is dedicated and committed in delivering the investment theories interestingly just to enlighten us so that we have a good understanding of the current financial world!” TQ Miss Pauline
May: “The course covers a lot of stock analysis stuffs from the fundamental to technical. It is also very easy to understand after the explanation of Pauline! Strongly recommend to others!” Thanks, Pauline.
Louis: “After the course, I’ve a better understanding of the economy’s macro view which is very useful in my analysis skills. In addition, the course offers strong concept of value investing in choosing the right stocks.” Thank you, Pauline.
Sigma Wealth Sdn Bhd Address : 73-01, Jalan Austin height 3, Taman Mount Austin, 81100 Johor Bahru, Johor, Malaysia View Larger Map